Blog Pennsylvania Truck Insurance.

Get the right Commercial Truck Insurance in PA

Get The Right Progressive Commercial Truck Insurance PA Call (888) 287-3449 for same day coverage in most cases.
We insure all kinds of large commercial trucks in the state of Pennsylvania talk to us (888) 287-3449.

Be safely insured in Pennsylvania, get a truck insurance quote right here (888) 287-3449.

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If you’ve got business vehicles, you will want to insure them with a commercial auto policy. As a business owner, you need the same kinds of insurance coverage’s for the cars you use in your business as you do for a car used for personal travel. A commercial auto policy extends comprehensive protection for bodily injury and property damage caused by owned vehicles and non-owned vehicles used for the business.

This policy can cover you whether the employees are driving company vehicles, rentals or their own vehicles, while on the job. Coverages can include automobile liability, uninsured motorist coverage, personal injury protection, and physical damage.

What coverage’s you need on a commercial auto policy will depend on the auto exposures you have. Call our agency. We will ask you questions on how you use the vehicles in your business, who will be driving them and whether your employees will be driving their own cars for business purposes.

We will explain all of your PA Commercial Truck Insurance and any other coverage’s that may be needed, explore any and all discounts and relevant options and help you determine the appropriate coverage’s to purchase.

Below is a larger list of our Progressive Pennsylvania Truck Insurance coverage’s offered with the most discounts available anywhere.:
•Box truck insurance
•Dump truck insurance
•Flatbed truck insurance
•Express delivery truck insurance
•Refrigerated truck insurance
•Tanker truck insurance
•Tractor insurance
•Other commercial truck insurance
•Box delivery trucks
•Dump body trucks
•Flatbed rollback trucks
•Front loaders
•Garbage trucks
•Pickup trucks with standard or commercial beds
•Cement and pump trucks
•Refrigerated box trucks
•Roll-on vehicles
•Semi trucks
•Stake body trucks
•Straight trucks
•Tank trucks
•Tow trucks
•Tractors
•Vocational trucks
•Auto hauler trailers
•Bottom dump trailers
•Bulk commodity trailers
•Concession trailers
•Dry freight trailers
•Dump body trailers
•Flatbed trailers
•Gooseneck trailers
•Horse trailers
•Livestock trailers
•Logging trailers
•Lowboy trailers
•Pole trailers
•Refrigerated trailers
•Tank trailers
•Tilt trailers
•Transfer boxes
•Utility trailers

Progressive authorized Pennsylvania Truck Insurance Agency

Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449
Progressive Pennsylvania Commercial Auto and Truck Insurance and fleets. (888) 287-3449

 

PA Trucking – PA commercial auto quotes – qualifying discounts.

Pennsylvania Commercial Truck Insurance Quotes and other easily insured business vehicles.

Pennsylvania Truck Commercial Auto Insurance Fast Quotes (833) 516-9321.
Pennsylvania Truck Commercial Auto Insurance Fast Quotes.

For your free Pennsylvania commercial truck insurance quote please complete our quote request form below and receive an online quote.

We know life on the road can be difficult, but we try to make purchasing commercial truck insurance easy and affordable. To show our appreciation for our valued truck insurance customers, we have commercial truck insurance discounts designed exclusively for you. Qualifying for just one could save you up to 15 percent on your truck insurance quote.

  • Flexible Payment Options – Whether you pay online, by phone, or by mail, we offer multiple payment options. We accept checks, debit cards, credit cards, and more. You can choose to pay monthly with a low down payment or pay your policy in full.
  • Customized Discounts – Depending on your business type, you may qualify for discounts for having a CDL, being an experienced business owner, or for having a General Liability or Business Owner’s Policy.
  • Truck Insurance Filings – We offer complete commercial truck insurance state and federal filings assistance. An insurance filings is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. Once authority has been filed, we can take care of the rest.
  • Business Experience Discount – If your business has been up and running for at least one year, you’re eligible for the Business Experience discount, which could save you as much as 15 percent on your commercial truck insurance. If you have ever been an owner operator, you are eligible for exactly the same discount.
  • Commercial Drivers License (CDL) Discount – If you have a Commercial Driver’s License (CDL), you can save as much as 10 percent off your commercial truck insurance.
  • Loss Prevention Procedure Discount – If your business has a loss prevention procedure in place you will be eligible for 10 percent discount on your General Liability and Commercial Auto insurance.
  • Type of Cargo Discount – If you are hauling non hazardous materials, you are eligible for our preferred risk discount.
  • Radius of Operation Discount – If you are planning on operating within a particular short radius of your home town, you will receive a discount equal or greater than 15 percent.
  • Dedicated Customers with Haul Contracts Discount – If you have a dedicated route, or a contract in place with a shipper, manufacturer or a broker, we offer a very significant discount.
  • Owner Operator Discount – Our owner operators receive the very best rate available. We have a program specifically designed for owner operators. Our preferred owner operator program offers rates equal to those large fleet owners pay for their countless number of trucks. Now, you as an owner operator, can compete with the large fleets knowing that your expenses on insurance are equal to or even less than those paid by the giants in the business.

Besides insurance for truckers, we offer insurance for most every sector of the transportation industry. We specialize in transportation with all of its categories and specific operations (888( 287-3449.

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Get started on the road to savings with free Trucking Insurance quotes request now!

Progressive authorized Truck Insurance Agency in FL,GA,IA,IN,KS,MD,NC,NE,NJ,OH,PA,SC and VA (888) 287-3449.

Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449
Progressive Pennsylvania Commercial Auto and Truck Insurance

 

We know the trucking-busing insurance industry.

We offer Pennsylvania Trucking-Busing-NEMT and Public Auto insurance for the transportation industry.

Pennsylvania Commercial Auto Insurance Fast Quotes 888-287-3449.
Pennsylvania Commercial Auto Insurance Fast Quotes 888-287-3449.

We specialize in insuring large and small fleets, owner operators, freight haulers, local and long haul truckers, Non Emergency Medical transport vehicles, buses, bus fleets and pretty much everything in between. We know trucking and busing insurance so we know how important it is to the economy, we know how important your vehicle is to your business. That’s why we invest heavily in a product built around your unique commercial trucking-busing insurance needs, at a price you can afford.

Get your free trucking-busing insurance rate quote started now and see if we can help you!

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Anyone below 30 years of age, or a new venture, should expect to be considered a “high risk” and probably pay at least 20% more than if they were 30 or over. Commercial Trucking, busing, NEMT and Public Auto and other business auto insurance rates are sure high in the keystone state, but for young drivers the insurance cost is almost unbearable. There is not really a fix for this issue, only time will reduce your inexperienced commercial driver insurance premium.

Our team of professional commercial insurance brokers strive to provide our clients with quality insurance protection and superior customer service. As an independent commercial agency, we are able to meet the needs of our clients with a diversified portfolio of commercial insurance products from various highly rated companies. We can even insure your location with high quality commercial property insurance.

Pennsylvania & Ohio Truck insurance from rookies to veterans

Pennsylvania and Ohio Trucking Insurance Simplified (888) 287-3449! Get free rate quotes and explore all coverage options.
We make Pennsylvania Truck Insurance and Ohio Truck Insurance Easy (888) 287-3449

We don’t require minimum driving or business experience to get a Pennsylvania truck insurance or Ohio truck insurance quote. We provide insurance to everyone from veterans to rookies. Even drivers who just got their CDL or, depending on your vehicle, those who don’t have a CDL at all can get commercial trucking insurance at a great rate. Veteran drivers and businesses may be able to benefit from our Experienced CDL and Experienced Business discounts.

Find out how much it is to insure your PA or OH big rig below. Get a “Big Rig Quote” for Pennsylvania or Ohio Truck Insurance and be on the road to saving $.

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Pennsylvania and Ohio Fleet Auto for trucking and many other types of businesses.

Our Pennsylvania and Ohio fleet insurance companies are well equipped to quickly figure out which filings that your company needs and get them submitted very fast. When you have to stay on the road for your business to make money, this is of the utmost concern.

Some of the most popular coverages are.

Primary Auto Liability: Mandated truck insurance coverage which protects from injury or damage to others as a result of a truck accident.

Physical Damage (Comp & Coll): Protection covering the repair or replacement of the truck or trailer.

Motor Truck Cargo (Cargo Policy): Protection for the transporter for his responsibility in the event of damaged or lost freight.

Trailer Interchange: Coverage for the legal liability of truckers for damage or loss to non-owned trailers and equipment which insured’s possess under a written trailer interchange agreement.

Non-Trucking Liability (Used to be called “Bobtail”): Provides limited liability truck insurance for owner operators who are leased permanently to an ICC regulated carrier. Insure your truck-tractor when you are not pulling a load for yourself or others. (Great to have this)

Progressive authorized Pennsylvania Truck Insurance and Ohio Truck Insurance Agency (888) 287-3449

Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449 also Ohio Truck Insurance too.
Progressive Pennsylvania and Ohio Commercial Auto and Truck Insurance (888) 287-3449

Get a Pennsylvania or Ohio Commercial auto or commercial truck insurance quote estimate.We will do our best to find coverage (888) 287-3449 for affordable Pennsylvania or Ohio Truck Insurance. Same day quote & bind available statewide. Get on-board for great savings even rookies and startups welcome!

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Your safety rating from the Federal Motor Carrier Safety Administration (FMCSA).

Your safety rating from the Federal Motor Carrier Safety Administration (FMCSA) is a very important element in calculating truck insurance.

In many cases trucking companies are forced to close their doors because they can’t find an insurance company to insure them. The Safety Score and the Out Of Service violations are very serious matter and you should concentrate heavily in keeping your safety record spotless. Make sure your drivers’ log books are in proper order and your trucks and trailers are regularly maintained and inspected.

Get free help and the best Truck Insurance Quotes right now.

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Truck insurance and credit history

Yes this is the first and most important factor in calculating insurance cost. Trucking Insurance premium can very as much 60% or even 70% based on the company owner’s personal credit history. People with good credit pay a fraction of what people with bad credit pay. On several occasions we had people call us and say: “Well, my neighbor is about my age, don’t have tickets just like me, we drive very similar trucks, yet he is paying about half of what I am paying”.

Yes this will always be the case. Every person is different and the insurance premium is based on many factors including personal credit history. Keep your credit history clean of blemishes and you will save thousands in truck insurance.

Get free rate quotes for your truck insurance needs started right now.

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Pennsylvania Trucking insurance-owner operators.

Often motor carriers will lease on owner operators. In some cases the owner operators may have bought their own insurance would not want to be paying for the insurance provided by the motor carrier.


Well this is simply wrong. You can’t allow your owner operators to display your MC number and not be covered under your primary liability policy. This is the FMCSA rule as well as almost certainly disclosed in your insurance contract. You have to insure all trucks owned or operated by the motor carrier or is owners. You may be asking yourself, well what would happen if I don’t list the owner operators under my insurance policy. The consequences are severe. If the owner operator is in an accident where he / she was found at fault, then the owner operator’s insurance may not pay for the damages.


Ultimately it is the motor carriers’ responsibility to include the owner operators on to their Primary Auto Liability policy. Also, if the motor carrier’s insurance company finds out that owner operators are being used and not listed, more than likely the insurance policy will be canceled.

Recently, we have seen an increased tendency for a motor carrier to close their MC / DOT number and open a new one. In most cases the reason for such is the motor carrier’s safety record. However, insurance companies are becoming more and more vigilant in their research. They are using services which match old and new MC / DOT numbers. If such match is found, more than likely either the insurance company will not offer a quote or if the policy has been bound they will cancel it.

Get fast and accurate commercial truck insurance quotes now.

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PA & OH Truckers liability insurance-general and primary auto liability.

Many people don’t distinguish between Truckers General Liability and Primary Auto Liability.


But in fact the two are very different in respect to what they are intended for and in premium. General Liability, as the name of it entails, is intended to cover general business losses. Such as rented premises, office locations, personal injuries, etc. The premium for General Liability in most cases is about $600 – $700 per year. The Primary Auto Liability is the one which covers your trucks. This coverage is intended to cover other party in case of an accident at which you are found at fault. The premium for Primary Auto Liability is the most expensive part of your trucking insurance package. Usually in the neighborhood of $5,000 to $7,000 per truck per year.

Also called bobtail is something you can buy to cover your truck when you are not under dispatch with the motor carrier which provides your Primary Auto Liability. It will only cover losses when you are not using your truck on for hire bases.

The premium for Primary Auto Liability is the most expensive part of your Pennsylvania or Ohio trucking insurance package. Let our experienced brokers help you (888) 287-3449. If you need regular liability, that is available but it is not usually required to operate your trucking business. Relax we’ll help you sort it out.

We will help you find the most affordable coverage to insure your commercial PA or OH truck and vehicles.

No SPAM Guaranteed
Pennsylvania & Ohio Truck and Commercial Auto Insurance Fast Quotes 888-287-3449.
Pennsylvania & Ohio Truck and Commercial Auto Insurance Fast Quotes 888-287-3449. Same day policy available.

Let us help you with truck insurance Even New Ventures

We really want to help you find the best trucking insurance deal possible. We can take your quote request online.

Pennsylavania truck and commercial vehicle types that we offer insurance and help with truck insurance for.
Common PA commercial vehicle types that we insure.

We can answer some of your new venture trucking insurance related questions. We will try helping you. Once again, the whole purpose of this site is to share some basic knowledge about trucking insurance. To help you connect with the best and most experienced trucking insurance companies in your area. To provide you with a reasonable or exact estimate to what you might be paying for insurance.

We offer truck insurance help from our licensed brokerage department.

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We really want to help you find the best trucking insurance deal possible.

We gladly quote and insure New Ventures or Startups everyday.

Here are some usual trucking insurance coverage/s that you may need:

•Commercial truck liability insurance: Covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial truck liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Your commercial truck liability insurance will typically also cover the costs of legal defense, whether or not your company is found to be at fault in an accident.

•Optional physical damage coverage: Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and other than collision causes.

•Uninsured/underinsured motorists coverage(IF REQUIRED IN YOUR STATE): Covers the costs of injuries and damages if you or one of your employees are in an accident where another driver is at fault, but that driver does not have enough coverage to pay for your injuries and property damage.

•Motor Truck Cargo coverage: Covers damage or theft of items your truck is hauling.

 

Below is a larger list of Pennsylvania Truck Insurance coverage’s offered:
•Box truck insurance
•Dump truck insurance
•Flatbed truck insurance
•Express delivery truck insurance
•Refrigerated truck insurance
•Tanker truck insurance
•Tractor insurance
•Auto Haulers commercial truck insurance
•Box delivery trucks
•Dump body trucks
•Flatbed rollback trucks
•Front loaders
•Garbage trucks
•Pickup trucks with standard or commercial beds
•Cement and pump trucks
•Refrigerated box trucks
•Roll-on vehicles
•Semi trucks
•Stake body trucks
•Straight trucks
•Tank trucks
•Tow trucks
•Tractors
•Vocational trucks
•Auto hauler trailers
•Bottom dump trailers
•Bulk commodity trailers
•Concession trailers
•Dry freight trailers
•Dump body trailers
•Flatbed trailers
•Gooseneck trailers
•Horse trailers
•Livestock trailers
•Logging trailers
•Lowboy trailers
•Pole trailers
•Refrigerated trailers
•Tank trailers
•Tilt trailers
•Transfer boxes
•Utility trailers

Progressive authorized Pennsylvania Truck Insurance Agency

Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449
Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449

 

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Hello Pennsylvania Truck Insurance Agency Customers.

We will help you find affordable truck insurance in Pennsylvania and Ohio.

We will work hard to find the best coverage for your business.  We can insure a single vehicle business all the way to large national fleets.  Give us a try and we think that you will be glad that you did.

Give us a try and we think that you will be glad that you did (888) 287-3449. Pennsylvania Truck Insurance Agency Request quotes and compare insurance rates.
Pennsylvania Truck Insurance Agency, we are here to help Truckers find coverage (888) 287-3449.

Request quotes and compare Pennsylvania or Ohio Truck Insurance rates below.

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We offer Pennsylvania truck insurance for owner operators, New Ventures and large fleets, for new companies as well as established preferred corporations or high exposure operations. We have commercial auto insurance available to just about anyone. If your drivers have little or no experience or if they have been truckers all their lives, we have insurance for you. We specialize in providing insurance for the transportation and trucking industries in Pennsylvania.

Our team of commercial auto insurance professionals strive to provide our clients with quality insurance protection and superior customer service. As an independent agency, we are able to meet the needs of our clients with a diversified portfolio of personal and commercial insurance products from various highly rated companies.

If you’re a Pennsylvania owner-operator, the coverages you need will depend on whether you run under your own authority or under someone else’s authority on a permanent or trip lease. If you’re operating under your own authority, you’ll need:

  • Primary auto liability coverage (this includes UIM and PIP)
  • Physical damage coverage, which also covers your electronic equipment, tarps, chains, etc. (If financed or leased)
  • Cargo coverage, which insures the contents of the trailer, temperature-control machinery, and other appliances or accessories that keep cargo secure. Coverage should be tailored to the type of commodities hauled and the requirements of the shipper. “All-risk” cargo coverage normally is not available.

Optional coverages include occupational health and accident insurance (pays daily benefits for equipment if you’re laid up, which could be applied to truck payments), general liability, and garage liability.

Pennsylvania Counties where we offer Commercial Auto and Truck Insurance.

Adams
Allegheny
Armstrong
Beaver
Bedford
Berks
Blair
Bradford
Bucks
Butler
Cambria
Cameron
Carbon
Centre
Chester
Clarion
Clearfield
Clinton
Columbia
Crawford
Cumberland
Dauphin
Delaware
Elk
Erie
Fayette
Forest
Franklin
Fulton
Greene
Huntingdon
Indiana
Jefferson
Juniata
Lackawanna
Lancaster
Lawrence
Lebanon
Lehigh
Luzerne
Lycoming
MC Kean
Mercer
Mifflin
Monroe
Montgomery
Montour
Northampton
Northumberland
Perry
Philadelphia
Pike
Potter
Schuylkill
Snyder
Somerset
Sullivan
Susquehanna
Tioga
Union
Venango
Warren
Washington
Wayne
Westmoreland
Wyoming
York

Progressive authorized Pennsylvania Truck Insurance Agency

Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449
Progressive Pennsylvania Commercial Auto and Truck Insurance (888) 287-3449